Mutual Funds

Author's Note: This piece is my district writing assessment, so I did my best on it. In my investing class we have been analyzing an article about Mutual Funds and since we have spent so much time on it I thought it would be a good idea to write about. Hope you enjoy!

There are many ways to invest, a Mutual Fund is the most beneficial. A Mutual Fund is where investors pool their money together and a portfolio manager invest the money into different  company stocks.  Even if you're a first time investor or even a veteran investor they will always be easy. Mutual Funds are the best way to start investing.

A Mutual Fund has some great advantages one being easy, a mutual fund is simple and easy to work with. Usually thought a portfolio manager takes care of it all because you might not have the time or knowledge to deal with it. Another advantage is accessibility, it’s pretty self explanatory. Your mutual fund is easy to access if you want to see how much profit you are making or if the companies that you invested in are increasing or decreasing. I think that the most important and the most beneficial advantage is diversification. Diversification is where the portfolio manager spreads the money out into all different companies. This is one of the best because if you had all your money invested in apples stocks and it went down you would lose all your money, but if you had money in apple, walmart, target, best buy, and other companies and one went down you would have all of your other stocks to make up for the lost money.  

Mutual Funds have great advantages but they do have a key benefit as well. If you don’t have the time or knowledge to invest in a mutual fund or can’t  deal with it all, then comes in the portfolio manager. Once you start your mutual fund investment you can have your portfolio manager take care of everything. Sure you can go look and so how much profit you are making, what companies your portfolio manager has invested in, but if you simply can’t or don’t know how there is your portfolio manager to take care of everything.

A mutual fund is the perfect investment, a portfolio manager to deal with everything, great advantages as to why a mutual fund is the best and they're affordable. What better investment could you ask for? A mutual fund is the whole package, if you don’t know anything or don’t have the time and you want an investment in something that is simple, accessible, and uses diversification you should go with a mutual fund.