Mutual Funds

Author's Note: This piece is my district writing assessment, so I did my best on it. In my investing class we have been analyzing an article about Mutual Funds and since we have spent so much time on it I thought it would be a good idea to write about. Hope you enjoy!

There are many ways to invest, a Mutual Fund is the most beneficial. A Mutual Fund is where investors pool their money together and a portfolio manager invest the money into different  company stocks.  Even if you're a first time investor or even a veteran investor they will always be easy. Mutual Funds are the best way to start investing.

A Mutual Fund has some great advantages one being easy, a mutual fund is simple and easy to work with. Usually thought a portfolio manager takes care of it all because you might not have the time or knowledge to deal with it. Another advantage is accessibility, it’s pretty self explanatory. Your mutual fund is easy to access if you want to see how much profit you are making or if the companies that you invested in are increasing or decreasing. I think that the most important and the most beneficial advantage is diversification. Diversification is where the portfolio manager spreads the money out into all different companies. This is one of the best because if you had all your money invested in apples stocks and it went down you would lose all your money, but if you had money in apple, walmart, target, best buy, and other companies and one went down you would have all of your other stocks to make up for the lost money.  

Mutual Funds have great advantages but they do have a key benefit as well. If you don’t have the time or knowledge to invest in a mutual fund or can’t  deal with it all, then comes in the portfolio manager. Once you start your mutual fund investment you can have your portfolio manager take care of everything. Sure you can go look and so how much profit you are making, what companies your portfolio manager has invested in, but if you simply can’t or don’t know how there is your portfolio manager to take care of everything.

A mutual fund is the perfect investment, a portfolio manager to deal with everything, great advantages as to why a mutual fund is the best and they're affordable. What better investment could you ask for? A mutual fund is the whole package, if you don’t know anything or don’t have the time and you want an investment in something that is simple, accessible, and uses diversification you should go with a mutual fund.

Keeping the Moon

Author's Note: This piece is my theme essay piece and I went back and arranged things so it sounds more fluent and it proves my point more throughout the story. Hope you enjoy!

Walking through the school hallway all alone, no one to sit by during lunch, being alone on the weekends with on friends to hang out with. This are all signs of lacking confidence, kids and even adults get bullied because of scenarios like this every day.  It’s sad and I wish there were more people in the world that would reach out to the ones that need to be lifted up. An example of this is Colie the main character of the book Keeping the Moon by Sarah Dessen. Colie deals with lack of confidence everyday and it makes her feel very insecure about herself.

Since Colie deals with lack of confidence I have to explain her past. Colie’s mom and Colie used to be really over weight they would travel all over the country and eat really unhealthy                                   foods. For almost each meal they almost stopped at a fast food restaurant and continue on their journey. Colie and her mom were really over weight, until her mom decided to change her tune and joined a gym. Her trainer liked her so much that they gave her a free admission into the gym, she started to join the dance workouts and began to lose weight. The trainer was so pleased and liked how friendly Colie’s mom was that she got to teach her own classes. Soon there were ladies lined up shoulder to shoulder dancing along with Colie’s mom.  When Colie’s mom started losing weight she made Colie come as well. Colie started to shed pounds but still didn’t feel confident with her new body, every night she would pinch her side thinking she still had her fat there. She always thought it was comforting it was like a shell that had been removed. The situation reminds me of the book Along for the Ride, the character Auden is not confident about herself either until she meets Eli a troubled boy. They fall in love and Auden became a changed girl.

Since Colie’s mom definitely changed after she started her new workout line, she became the ever so famous Kiki Sparks. Everybody loved her; moms all over the world were itching to get to meet her and try to get their hands on her workout products. When Colie and her mom moved to Texas Colie’s mom’s workout line really skyrocketed. So they decided to stayed, Colie’s mom had to leave for a business trip so Colie had to go stay with her Aunt Mira for the summer. Colie is not the most confident and outgoing girl, she used to get picked on when she was in her “fat years”. When she went to stay with her Aunt she meets Isabel and Morgan they became best friends. Isabel was a very pretty girl and knew all the make-up tips and tricks. She influenced Colie and taught her how to think about herself and not too much about what others say to her. She told Colie how to act and talk to others without showing any weakness so they wouldn’t get the chance to pick on her.

Isabel wasn’t the only one who changed the way Colie changed there was also Morgan. Morgan gave Colie life lessons about boys and just regular teenage things. She showed Colie how to enjoy herself and live life to the fullest. Because of Morgan Colie has become more aware of the people who have cared for her and she was able to gain self confidence.

Colie was always kept to herself and didn’t have any confidence about herself and how she treated herself. Without having any confidence in yourself you feel insecure about yourself and don’t socialize with others, and then you really miss out. Because of the friends she met during her stay in Colby she has changed into a fun and outgoing person who is more confident than ever.